IDBI iWealth — Illustrative Demo Terms

1. iWealth is a proof-of-concept demonstration of an AI-powered wealth
   advisor module. It uses SYNTHETIC customer and transaction data. No real
   IDBI account is being read or written.

2. IDBI Bank, through this preview, is NOT acting as a SEBI-registered
   Investment Adviser. Nothing generated by iWealth constitutes personalized
   investment advice as defined by the SEBI (Investment Advisers) Regulations,
   2013.

3. Investments in securities market are subject to market risks. Read all
   scheme-related documents carefully before investing. Past performance is
   not indicative of future returns.

4. Any product categories referenced (mutual funds, PPF, NPS, fixed deposits,
   insurance, etc.) are educational examples only. No specific product,
   scheme, or issuer is being recommended.

5. Do NOT enter real PAN, Aadhaar, account, card, CVV, or OTP data on this
   preview. All information you type may be transmitted to third-party AI
   providers for the purpose of generating responses.

6. Consult a SEBI-registered Investment Adviser and/or a qualified tax
   professional before making any financial decision.

7. This demo complies with RBI's Digital Lending / Digital Banking
   guidelines only insofar as it is an internal proof-of-concept; it is not a
   production banking service.

Version: demo · Contact: iwealth-demo@idbi.example